Six comparisons, written honestly.

Pmnts does one thing: it sends invoices and helps you get them paid. That makes it the wrong tool for some people and a much cheaper one for others — and the difference is usually obvious in about a paragraph.

So each page below states what the other product costs, what it caps, what it charges on card payments, and what you give up by moving. Every one of them ends with the cases where you should stay exactly where you are.